![]() If you administer first aid to another person injured in an accident covered by your policy, Safeco provides reimbursement for any related costs incurred, up to $10,000. ![]() If you purchase this service, Safeco provides up to $500 for hotels, meals and transportation, and $100 for incidental expenses, if you’re in an accident more than 25 miles from home and unable to drive your car. This covers equipment you add to your car to modify its performance or appearance-for instance, custom wheels, engines, and roll bars. Non-owner car insurance is a liability policy for drivers who don’t own a car but need car insurance, for instance, if you frequently rent cars or you’re required to show proof of car insurance (such as an SR-22). Gap insurance covers the difference between what you owe and the value of your stolen or totaled vehicle. This coverage is for an additional cost of about $10 a month. Your personal auto insurance policy coverage can be extended to include rideshare insurance. This service includes flat-tire changes, fuel delivery and towing. Safeco will reimburse you for the expense of a rental car while your vehicle is being fixed due to an issue covered by your policy, like a car accident. If you’re the original owner of a car less than one-year-old and with fewer than 15,000 miles that have been totaled or stolen, Safeco will cover the cost of a comparable new car. Your first accident on a Safeco policy is waived after a set number of years with Safeco coverage if you haven’t had an at-fault accident or moving violation. ![]() It is required in no-fault insurance states and is optional in others. This coverage pays for you and your passengers’ medical expenses and hospital bills, no matter who is at fault for the accident. If you’re injured in an accident caused by someone with little to no insurance, uninsured motorist insurance will cover you and any passengers in your vehicle. Uninsured/underinsured motorist coverage.Safeco can cover accident-related medical expenses up to the policy limits for anyone injured while they’re in your car, no matter who’s at fault. This can include theft, vandalism, fire, floods, hail, falling objects or a run-in with a deer or other animal. Comprehensive coverage applies to damage caused by anything not considered a collision. ![]() It will also pay for your vehicle damage if you hit an object (such as a guardrail or utility pole). Collision coverage pays for damage to your vehicle from an accident, regardless of fault. This coverage is divided into bodily injury liability and property damage liability. If someone is hurt or their property is damaged in an accident you cause, your liability car insurance will pay for covered damages and expenses, including court costs if you are sued. Safeco provides all the standard car insurance types you would expect: ![]()
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